Terms of Use

1. Acceptance of Terms

By accessing and using www.sageinvestment.com (“the Website”), you agree to comply with and be bound by these Terms of Use. If you do not agree with these terms, please refrain from using the Website.

2. Intellectual Property Rights

All content on the Website, including text, graphics, logos, and images, is the property of Sage Investment Group LLC (“Sage”) and its affiliates or its content suppliers and is protected by intellectual property laws. Unauthorized use of any content is prohibited.

3. User Conduct

Users agree not to engage in any activity that may disrupt or interfere with the functioning of the Website or compromise its security. Prohibited activities include, but are not limited to, introducing viruses, hacking, or posting offensive content.

4. Investment Disclaimers

• No Investment Advice: The content on this Website is for informational purposes only and should not be construed as financial advice. Sage and its affiliates do not provide personalized investment recommendations. Users are encouraged to consult with a qualified financial advisor before making any investment decisions.

• Investment Risks: Investing involves risks, including the possible loss of principal. There is no guarantee that any investment strategy will achieve its objectives. Past performance does not guarantee future results.

• No Guarantees: While we strive to provide accurate and up-to-date information, Sage and its affiliates make no warranties or representations regarding the accuracy, completeness, or timeliness of any content on this Website.

• Third-Party Content: Our Website may contain links to third-party websites. Sage and its affiliates are not responsible for the content, accuracy, or opinions expressed on such websites, and such links do not imply our endorsement.

5. Limitation of Liability

Sage and its affiliates shall not be liable for any damages arising from the use or inability to use the Website, including any errors or omissions in the content.

6. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on the Website. Your continued use of the Website constitutes acceptance of the revised terms.

7. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the State of Washington, without regard to its conflict of law principles.

Privacy Policy

1. Introduction

Sage Investment Group LLC (“Sage”) and its affiliates (“we,” “us,” or “our”) are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Website.

2. Information We Collect

• Personal Information: We may collect personally identifiable information, such as your name, email address, and phone number, when you voluntarily provide it to us.

• Non-Personal Information: We may collect non-personal information, such as your IP address, browser type, and operating system, to improve our Website’s functionality.

3. Use of Information

We use the information we collect to:

• Provide, operate, and maintain our Website

• Improve, personalize, and expand our Website

• Understand and analyze how you use our Website

• Develop new products, services, and features.